10623 MATHOM LNDGUniversal CityTX78148
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 10623 MATHOM LNDG, Universal City, TX, 78148 in Universal City fits: $775,000, 2.05% gross yield, and a projected 5% annual appreciation rate adding $214,118 in value within five years. Rental yield 2.05%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.38) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,138/yr in principal paydown and $214,118 in appreciation project a total return of $11,658.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 6.2% |
| Monthly Cash Flow | $(4,452) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,324 |
| Total Monthly Debt Service | $5,467 |
| DSCR Ratio | 0.24x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2007
0.59 Acres lot
$N/A/sqft
$488 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78148, Universal City, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,105 (100%) |
| Owner Occupied HU | 4,810 (52.8%) |
| Renter Occupied HU | 3,729 (41.0%) |
| Vacant Housing Units | 566 ( 6.2%) |
| Median Home Value | $300,000 |
| Average Home Value | $324,744 |
Housing Distribution
Address Breakdown
Residential
9,074
Single Family
6,759
Multi-Family
2,315
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2007
0.59 Acres lot
$N/A/sqft
$488 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78148, Universal City, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,105 (100%) |
| Owner Occupied HU | 4,810 (52.8%) |
| Renter Occupied HU | 3,729 (41.0%) |
| Vacant Housing Units | 566 ( 6.2%) |
| Median Home Value | $300,000 |
| Average Home Value | $324,744 |
Housing Distribution
Address Breakdown
Residential
9,074
Single Family
6,759
Multi-Family
2,315
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices