10605 S Willow Valley Rd WSouth JordanUT84095
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 10605 S Willow Valley Rd W, South Jordan, UT, 84095 in South Jordan worth study. Rental yield 4.7%. The 4.7% gross yield is below cash-flow benchmarks at $1,225,000, but 5% annual appreciation, adding $338,445 over five years, frames this as a capital growth position. Rent of $4,795/mo partially offsets the $5,508/mo payment. Ziffy Mortgage finances appreciation-play properties (0.87 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $309,294.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 4.8% |
| Monthly Cash Flow | $(2,385) | $1,850 |
City averages based on South Jordan market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,795 |
| Total Monthly Debt Service | $6,693 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84095, South Jordan, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,216 (100%) |
| Owner Occupied HU | 9,720 (68.4%) |
| Renter Occupied HU | 4,030 (28.3%) |
| Vacant Housing Units | 466 ( 3.3%) |
| Median Home Value | $720,955 |
| Average Home Value | $771,838 |
Housing Distribution
Address Breakdown
Residential
13,370
Single Family
11,292
Multi-Family
2,078
Businesses
1,331
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84095, South Jordan, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,216 (100%) |
| Owner Occupied HU | 9,720 (68.4%) |
| Renter Occupied HU | 4,030 (28.3%) |
| Vacant Housing Units | 466 ( 3.3%) |
| Median Home Value | $720,955 |
| Average Home Value | $771,838 |
Housing Distribution
Address Breakdown
Residential
13,370
Single Family
11,292
Multi-Family
2,078
Businesses
1,331
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffrey Johnston • J and M Realty Group LLC
Mls Name: UtahRealEstate.com
Mls ID: #2133705