1060 Eileen WaySacramentoCA95831
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 1060 Eileen Way, Sacramento, CA, 95831 in Sacramento is listed at $789,900 and delivers $5,575/mo in rent and $401/mo in net monthly cash flow. The 8.47% yield and 1.57 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $218,235 over five years, and $7,275/yr in principal reduction supplements cash return. Total projected cumulative return: $326,523.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 4.8% |
| Monthly Cash Flow | $401 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,575 |
| Total Monthly Debt Service | $4,860 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
4,500 sqft lot
$N/A/sqft
$225 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95831, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,390 (100%) |
| Owner Occupied HU | 10,413 (53.7%) |
| Renter Occupied HU | 8,042 (41.5%) |
| Vacant Housing Units | 935 ( 4.8%) |
| Median Home Value | $663,778 |
| Average Home Value | $705,664 |
Housing Distribution
Address Breakdown
Residential
18,927
Single Family
15,783
Multi-Family
3,144
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
4,500 sqft lot
$N/A/sqft
$225 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95831, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,390 (100%) |
| Owner Occupied HU | 10,413 (53.7%) |
| Renter Occupied HU | 8,042 (41.5%) |
| Vacant Housing Units | 935 ( 4.8%) |
| Median Home Value | $663,778 |
| Average Home Value | $705,664 |
Housing Distribution
Address Breakdown
Residential
18,927
Single Family
15,783
Multi-Family
3,144
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices