1060 E Center StJohnsonburgPA15845
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Johnsonburg rental at 1060 E Center St, Johnsonburg, PA, 15845 sits in the solid-income band: 9.77% gross yield, $1,213/mo rent, $231/mo net after the $670/mo debt service, DSCR 1.81. Entry price of $149,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $41,166 and $1,372/yr in principal reduction bring total cumulative return to $71,596.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.2% |
| Monthly Cash Flow | $231 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,213 |
| Total Monthly Debt Service | $923 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
3.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15845, Johnsonburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,470 (100%) |
| Owner Occupied HU | 986 (67.1%) |
| Renter Occupied HU | 300 (20.4%) |
| Vacant Housing Units | 184 (12.5%) |
| Median Home Value | $77,188 |
| Average Home Value | $103,400 |
Housing Distribution
Address Breakdown
Residential
1,418
Single Family
1,381
Multi-Family
37
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
3.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15845, Johnsonburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,470 (100%) |
| Owner Occupied HU | 986 (67.1%) |
| Renter Occupied HU | 300 (20.4%) |
| Vacant Housing Units | 184 (12.5%) |
| Median Home Value | $77,188 |
| Average Home Value | $103,400 |
Housing Distribution
Address Breakdown
Residential
1,418
Single Family
1,381
Multi-Family
37
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices