106 S Terrace CtHarrisonID83833
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 106 S Terrace Ct, Harrison, ID, 83833 in Harrison hard to pass up. The 19.04% gross yield on a $113,999 purchase results in $1,808/mo in rent and $1,153/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.52). Annual cash flow of $13,831, five-year appreciation of $31,496, and $1,050/yr in equity build-up combine for a projected total cumulative return of $117,186.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19% | 8.0% |
| Monthly Cash Flow | $1,153 | $1,200 |
City averages based on Harrison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,808 |
| Total Monthly Debt Service | $610 |
| DSCR Ratio | 2.96x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83833, Harrison, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,640 (100%) |
| Owner Occupied HU | 714 (43.5%) |
| Renter Occupied HU | 84 ( 5.1%) |
| Vacant Housing Units | 842 (51.3%) |
| Median Home Value | $699,791 |
| Average Home Value | $761,621 |
Housing Distribution
Address Breakdown
Residential
922
Single Family
922
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83833, Harrison, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,640 (100%) |
| Owner Occupied HU | 714 (43.5%) |
| Renter Occupied HU | 84 ( 5.1%) |
| Vacant Housing Units | 842 (51.3%) |
| Median Home Value | $699,791 |
| Average Home Value | $761,621 |
Housing Distribution
Address Breakdown
Residential
922
Single Family
922
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices