106 S Gladd RdFort GibsonOK74434
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 106 S Gladd Rd, Fort Gibson, OK, 74434 in Fort Gibson speaks for itself: 12.37% gross on a $168,500 price, generating $1,738/mo in rent and $662/mo in net income after the $758/mo debt service. DSCR 2.29, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,938 stacks alongside $46,553 in projected five-year appreciation and $1,552/yr in principal reduction. Projected total cumulative return: $106,631.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 6.2% |
| Monthly Cash Flow | $662 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,738 |
| Total Monthly Debt Service | $1,009 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
10,149 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74434, Fort Gibson, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,904 (100%) |
| Owner Occupied HU | 2,656 (68.0%) |
| Renter Occupied HU | 792 (20.3%) |
| Vacant Housing Units | 456 (11.7%) |
| Median Home Value | $251,889 |
| Average Home Value | $266,576 |
Housing Distribution
Address Breakdown
Residential
3,489
Single Family
3,489
Multi-Family
0
Businesses
199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
10,149 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74434, Fort Gibson, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,904 (100%) |
| Owner Occupied HU | 2,656 (68.0%) |
| Renter Occupied HU | 792 (20.3%) |
| Vacant Housing Units | 456 (11.7%) |
| Median Home Value | $251,889 |
| Average Home Value | $266,576 |
Housing Distribution
Address Breakdown
Residential
3,489
Single Family
3,489
Multi-Family
0
Businesses
199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Valerie Moore • ERA C. S. Raper & Son
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2533324
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.