106 Russell M Perry AveOklahoma CityOK73104
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 106 Russell M Perry Ave, Oklahoma City, OK, 73104 in Oklahoma City the bet is firmly on appreciation. Rental yield 5.96%. The 5.96% gross yield on a $740,000 price is below income-first thresholds, but 5%/yr value growth projects $204,448 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (1.10) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $164,961.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 10.0% |
| Monthly Cash Flow | $(1,861) | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,674 |
| Total Monthly Debt Service | $5,241 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2015
1,742 sqft lot
$N/A/sqft
$6,576 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73104, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,456 (100%) |
| Owner Occupied HU | 313 (12.7%) |
| Renter Occupied HU | 1,833 (74.6%) |
| Vacant Housing Units | 310 (12.6%) |
| Median Home Value | $382,941 |
| Average Home Value | $447,972 |
Housing Distribution
Address Breakdown
Residential
2,343
Single Family
1,111
Multi-Family
1,232
Businesses
479
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2015
1,742 sqft lot
$N/A/sqft
$6,576 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73104, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,456 (100%) |
| Owner Occupied HU | 313 (12.7%) |
| Renter Occupied HU | 1,833 (74.6%) |
| Vacant Housing Units | 310 (12.6%) |
| Median Home Value | $382,941 |
| Average Home Value | $447,972 |
Housing Distribution
Address Breakdown
Residential
2,343
Single Family
1,111
Multi-Family
1,232
Businesses
479
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices