106 Holmes Mill Rd, Cream Ridge, NJ, 08514 | 7.83% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Cream Ridge at 106 Holmes Mill Rd, Cream Ridge, NJ, 08514 offers a 7.83% rental yield on a $625,000 purchase with $4,080/mo rent. 87% in year one. Equity gained on principal adds $4,033/yr while 5% annual appreciation supports $172,676 over five years. Portfolio math shows five-year ROI at 93.15% and total cumulative return in cash at $191,545. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,080/mo property income against a $3,059/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1906

2.31 Acres lot

$N/A/sqft

No HOA