106 Gold Creek Cir, Folsom, CA, 95630 | $929/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Folsom at 106 Gold Creek Cir, Folsom, CA, 95630 offers $6,374/mo rent that, after a $4,283/mo payment, leaves $929/mo cash flow. Total monthly income is $6,374/mo, and annual cash flow is $11,149/yr on $287,875 cash. Return on cash invested measures 23.93% in year one, and rental yield stands at 8.74% at a $875,000 entry. Equity gained on principal adds $5,646/yr while 5% annual appreciation compounds into $241,746 by year five. Five-year ROI records 124.44% and total cumulative return in cash reaches $358,235. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $6,374/mo property income versus a $4,283/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1983

0.53 Acres lot

$N/A/sqft

$380 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95630, Folsom, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	34,418 (100%)
Owner Occupied HU	22,461 (65.3%)
Renter Occupied HU	9,898 (28.8%)
Vacant Housing Units	2,059 ( 6.0%)
Median Home Value	$732,244
Average Home Value	$749,661