106 Forest Meadows DrMurphysCA95247
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 106 Forest Meadows Dr, Murphys, CA, 95247 in Murphys speaks for itself: 10.52% gross on a $420,000 price, generating $3,682/mo in rent and $792/mo in net income after the $1,889/mo debt service. DSCR 1.95, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,502 stacks alongside $116,038 in projected five-year appreciation and $3,868/yr in principal reduction. Projected total cumulative return: $211,465.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.5% |
| Monthly Cash Flow | $792 | $1,200 |
City averages based on Murphys market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,682 |
| Total Monthly Debt Service | $2,723 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
8,712 sqft lot
$N/A/sqft
$188 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95247, Murphys, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,562 (100%) |
| Owner Occupied HU | 1,475 (57.6%) |
| Renter Occupied HU | 428 (16.7%) |
| Vacant Housing Units | 659 (25.7%) |
| Median Home Value | $535,321 |
| Average Home Value | $566,320 |
Housing Distribution
Address Breakdown
Residential
1,443
Single Family
1,258
Multi-Family
185
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
8,712 sqft lot
$N/A/sqft
$188 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95247, Murphys, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,562 (100%) |
| Owner Occupied HU | 1,475 (57.6%) |
| Renter Occupied HU | 428 (16.7%) |
| Vacant Housing Units | 659 (25.7%) |
| Median Home Value | $535,321 |
| Average Home Value | $566,320 |
Housing Distribution
Address Breakdown
Residential
1,443
Single Family
1,258
Multi-Family
185
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices