106 Elina Sky DrSeffnerFL33584
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 106 Elina Sky Dr, Seffner, FL, 33584 in Seffner. Rental yield 7.45%. The 1.38 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $123,995 and $4,133/yr in principal reduction project total return of $154,874.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.8% |
| Monthly Cash Flow | $(256) | $210 |
City averages based on Seffner market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,786 |
| Total Monthly Debt Service | $2,863 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
6,000 sqft lot
$N/A/sqft
$55 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33584, Seffner, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,097 (100%) |
| Owner Occupied HU | 8,266 (68.3%) |
| Renter Occupied HU | 3,078 (25.4%) |
| Vacant Housing Units | 753 ( 6.2%) |
| Median Home Value | $383,822 |
| Average Home Value | $444,996 |
Housing Distribution
Address Breakdown
Residential
11,086
Single Family
10,742
Multi-Family
344
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
6,000 sqft lot
$N/A/sqft
$55 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33584, Seffner, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,097 (100%) |
| Owner Occupied HU | 8,266 (68.3%) |
| Renter Occupied HU | 3,078 (25.4%) |
| Vacant Housing Units | 753 ( 6.2%) |
| Median Home Value | $383,822 |
| Average Home Value | $444,996 |
Housing Distribution
Address Breakdown
Residential
11,086
Single Family
10,742
Multi-Family
344
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices