106 Del Rio Ct APT 1VacavilleCA95687
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 106 Del Rio Ct APT 1, Vacaville, CA, 95687 in Vacaville speaks for itself: 13.99% gross on a $318,000 price, generating $3,707/mo in rent and $1,360/mo in net income after the $1,430/mo debt service. DSCR 2.59, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,315 stacks alongside $87,858 in projected five-year appreciation and $2,929/yr in principal reduction. Projected total cumulative return: $209,771.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14% | 6.0% |
| Monthly Cash Flow | $1,360 | $1,000 |
City averages based on Vacaville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,707 |
| Total Monthly Debt Service | $2,221 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
436 sqft lot
$N/A/sqft
$380 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95687, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,485 (100%) |
| Owner Occupied HU | 15,822 (62.1%) |
| Renter Occupied HU | 8,727 (34.2%) |
| Vacant Housing Units | 936 ( 3.7%) |
| Median Home Value | $629,346 |
| Average Home Value | $639,270 |
Housing Distribution
Address Breakdown
Residential
25,066
Single Family
20,621
Multi-Family
4,445
Businesses
878
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
436 sqft lot
$N/A/sqft
$380 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95687, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,485 (100%) |
| Owner Occupied HU | 15,822 (62.1%) |
| Renter Occupied HU | 8,727 (34.2%) |
| Vacant Housing Units | 936 ( 3.7%) |
| Median Home Value | $629,346 |
| Average Home Value | $639,270 |
Housing Distribution
Address Breakdown
Residential
25,066
Single Family
20,621
Multi-Family
4,445
Businesses
878
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices