106 Cider Creek Dr, Elgin, TX, 78621 | $262/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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106 Cider Creek Dr, Elgin, TX, 78621 | $262/mo Cash Flow | Ziffy

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Elgin at 106 Cider Creek Dr, Elgin, TX, 78621 priced at $268,810 pairs $2,174/mo rent with $262/mo cash flow after a $1,316/mo payment. Total monthly income equals $2,174/mo, and annual cash flow comes to $3,146/yr on $89,111 invested. Return on cash invested is 23.44% in year one, and rental yield stands at 9.7% on a $268,810 basis. Equity gained on principal adds $1,735/yr, and 5% annual appreciation accumulates to $74,267 by year five. Five-year ROI measures 123.03% and total cumulative return in cash reaches $109,631. For financing, Ziffy Mortgage’s DSCR program evaluates $2,174/mo property income against a $1,316/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 2025

4,791 sqft lot

$N/A/sqft

No HOA

More details about the property

MLS# 1153697 - Built by Brohn Homes - Ready Now! ~ 106 Cider Creek Drive is a cozy, one-story home full of charm and modern finishes. This thoughtfully designed new build home in Harvest Ridge, Elgins award-winning master-planned community, features granite countertops with tons of space in the kitchen, and vinyl flooring throughout the main living areas. The primary suite offers a walk-in closet, walk-in shower, and a raised quartz vanity for a clean, modern finish. Located within a vibrant community, this home offers access to resort-style amenities including two sparkling pools, a splash pad, and a dog park. Spend leisurely afternoons by the fishing pond or stay active with pickleball and community-organized events hosted by the onsite lifestyle coordinator. The community also boasts an onsite elementary school, game room, lounge, and plenty of green spaces for outdoor enjoyment. Whether youre looking to relax or engage in fun activities, this neighborhood has something for everyone. With its prime location, quality craftsmanship, and access to outstanding amenities, this home is the perfect match for those seeking comfort, style, and a vibrant lifestyle!

Neighborhood Data

Neighborhood data shown for ZIP Code: 78621, Elgin, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,834 (100%)
Owner Occupied HU	9,052 (76.5%)
Renter Occupied HU	2,160 (18.3%)
Vacant Housing Units	622 ( 5.3%)
Median Home Value	$357,342
Average Home Value	$417,153