106 Cardinal LnTaftonPA18464
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 106 Cardinal Ln, Tafton, PA, 18464 in Tafton speaks for itself: 10.41% gross on a $239,500 price, generating $2,078/mo in rent and $509/mo in net income after the $1,077/mo debt service. DSCR 1.93, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,108 stacks alongside $66,169 in projected five-year appreciation and $2,206/yr in principal reduction. Projected total cumulative return: $123,934.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $509 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,078 |
| Total Monthly Debt Service | $1,474 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18464, Tafton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,530 (100%) |
| Owner Occupied HU | 547 (35.8%) |
| Renter Occupied HU | 100 ( 6.5%) |
| Vacant Housing Units | 883 (57.7%) |
| Median Home Value | $316,797 |
| Average Home Value | $383,103 |
Housing Distribution
Address Breakdown
Residential
837
Single Family
837
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18464, Tafton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,530 (100%) |
| Owner Occupied HU | 547 (35.8%) |
| Renter Occupied HU | 100 ( 6.5%) |
| Vacant Housing Units | 883 (57.7%) |
| Median Home Value | $316,797 |
| Average Home Value | $383,103 |
Housing Distribution
Address Breakdown
Residential
837
Single Family
837
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Barbara Geiss • RE/MAX of the Poconos
Mls Name: PMAR
Mls ID: #PM-135613