106 121st StCharlestonWV25315
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 106 121st St, Charleston, WV, 25315 in Charleston hard to pass up. The 12.99% gross yield on a $108,100 purchase results in $1,170/mo in rent and $545/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.41). Annual cash flow of $6,534, five-year appreciation of $29,866, and $996/yr in equity build-up combine for a projected total cumulative return of $75,865.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 9.8% |
| Monthly Cash Flow | $545 | $425 |
City averages based on Charleston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,170 |
| Total Monthly Debt Service | $582 |
| DSCR Ratio | 2.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25315, Charleston, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,611 (100%) |
| Owner Occupied HU | 900 (55.9%) |
| Renter Occupied HU | 434 (26.9%) |
| Vacant Housing Units | 277 (17.2%) |
| Median Home Value | $87,581 |
| Average Home Value | $115,947 |
Housing Distribution
Address Breakdown
Residential
1,398
Single Family
1,392
Multi-Family
6
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25315, Charleston, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,611 (100%) |
| Owner Occupied HU | 900 (55.9%) |
| Renter Occupied HU | 434 (26.9%) |
| Vacant Housing Units | 277 (17.2%) |
| Median Home Value | $87,581 |
| Average Home Value | $115,947 |
Housing Distribution
Address Breakdown
Residential
1,398
Single Family
1,392
Multi-Family
6
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BHHS broker feed
Mls ID: #278112