1057 Lakeway DrCub RunKY42729
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1057 Lakeway Dr, Cub Run, KY, 42729 in Cub Run is priced for appreciation, not yield. Rental yield 5.33%. At $219,000 with a 5.33% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $60,506 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.99) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $59,578.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 7.0% |
| Monthly Cash Flow | $(363) | $250 |
City averages based on Cub Run market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $972 |
| Total Monthly Debt Service | $1,248 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1973
0.31 Acres lot
$N/A/sqft
$25 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42729, Cub Run, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,241 (100%) |
| Owner Occupied HU | 553 (44.6%) |
| Renter Occupied HU | 86 ( 6.9%) |
| Vacant Housing Units | 602 (48.5%) |
| Median Home Value | $242,333 |
| Average Home Value | $270,009 |
Housing Distribution
Address Breakdown
Residential
846
Single Family
846
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1973
0.31 Acres lot
$N/A/sqft
$25 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42729, Cub Run, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,241 (100%) |
| Owner Occupied HU | 553 (44.6%) |
| Renter Occupied HU | 86 ( 6.9%) |
| Vacant Housing Units | 602 (48.5%) |
| Median Home Value | $242,333 |
| Average Home Value | $270,009 |
Housing Distribution
Address Breakdown
Residential
846
Single Family
846
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carla M Meredith • Greater Nolin Lake Realty Group
Mls Name: GLARMLS
Mls Provider:
Mls ID: #1695348
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