10564 Stablehand DrCincinnatiOH45242
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 10564 Stablehand Dr, Cincinnati, OH, 45242 in Cincinnati: $5,483/mo in rent, $582/mo in net income, 8.83% gross yield, 1.64 DSCR, all at $745,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $205,830 in appreciation and $6,862/yr in principal paydown projects total cumulative return of $321,235.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.8% |
| Monthly Cash Flow | $582 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,483 |
| Total Monthly Debt Service | $4,604 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45242, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,012 (100%) |
| Owner Occupied HU | 7,019 (70.1%) |
| Renter Occupied HU | 2,463 (24.6%) |
| Vacant Housing Units | 530 ( 5.3%) |
| Median Home Value | $464,324 |
| Average Home Value | $555,986 |
Housing Distribution
Address Breakdown
Residential
10,190
Single Family
8,050
Multi-Family
2,140
Businesses
2,446
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45242, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,012 (100%) |
| Owner Occupied HU | 7,019 (70.1%) |
| Renter Occupied HU | 2,463 (24.6%) |
| Vacant Housing Units | 530 ( 5.3%) |
| Median Home Value | $464,324 |
| Average Home Value | $555,986 |
Housing Distribution
Address Breakdown
Residential
10,190
Single Family
8,050
Multi-Family
2,140
Businesses
2,446
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alison W Moss • Keller Williams Seven Hills Re
Mls Name: Cincy MLS
Mls ID: #1860621