1055 N 5th StJacksonvilleOR97530
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1055 N 5th St, Jacksonville, OR, 97530 in Jacksonville speaks for itself: 10.98% gross on a $219,600 price, generating $2,009/mo in rent and $683/mo in net income after the $987/mo debt service. DSCR 2.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,199 stacks alongside $60,671 in projected five-year appreciation and $2,023/yr in principal reduction. Projected total cumulative return: $127,155.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $683 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,009 |
| Total Monthly Debt Service | $1,238 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2015
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97530, Jacksonville, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,702 (100%) |
| Owner Occupied HU | 2,638 (71.3%) |
| Renter Occupied HU | 717 (19.4%) |
| Vacant Housing Units | 347 ( 9.4%) |
| Median Home Value | $664,621 |
| Average Home Value | $700,908 |
Housing Distribution
Address Breakdown
Residential
3,332
Single Family
3,079
Multi-Family
253
Businesses
464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2015
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97530, Jacksonville, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,702 (100%) |
| Owner Occupied HU | 2,638 (71.3%) |
| Renter Occupied HU | 717 (19.4%) |
| Vacant Housing Units | 347 ( 9.4%) |
| Median Home Value | $664,621 |
| Average Home Value | $700,908 |
Housing Distribution
Address Breakdown
Residential
3,332
Single Family
3,079
Multi-Family
253
Businesses
464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A