10506 State Highway 57 #108Sister BayWI54234
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 10506 State Highway 57 #108, Sister Bay, WI, 54234 in Sister Bay clears it at 1.76, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 9.49%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $62,163; $2,072/yr in principal equity; total projected return: $65,736.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $(355) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,780 |
| Total Monthly Debt Service | $2,045 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1998
N/A lot
$N/A/sqft
$625 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54234, Sister Bay, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,333 (100%) |
| Owner Occupied HU | 788 (33.8%) |
| Renter Occupied HU | 296 (12.7%) |
| Vacant Housing Units | 1,249 (53.5%) |
| Median Home Value | $443,846 |
| Average Home Value | $575,717 |
Housing Distribution
Address Breakdown
Residential
1,213
Single Family
1,079
Multi-Family
134
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1998
N/A lot
$N/A/sqft
$625 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54234, Sister Bay, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,333 (100%) |
| Owner Occupied HU | 788 (33.8%) |
| Renter Occupied HU | 296 (12.7%) |
| Vacant Housing Units | 1,249 (53.5%) |
| Median Home Value | $443,846 |
| Average Home Value | $575,717 |
Housing Distribution
Address Breakdown
Residential
1,213
Single Family
1,079
Multi-Family
134
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices