10501 Birch Ranch DrSacramentoCA95830
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Sacramento at 10501 Birch Ranch Dr, Sacramento, CA, 95830 projects strong ROI of 0.98%. Rental yield 1.33%. With 5% annual appreciation, the property builds $1,257,081 in value over five years. Equity growth combined delivers a projected five-year ROI of 18.02%, translating into $231,653 in total cumulative return on $1,285,375 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.3% | 4.8% |
| Monthly Cash Flow | $(23,216) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,038 |
| Total Monthly Debt Service | $26,444 |
| DSCR Ratio | 0.19x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
4 Acres lot
$N/A/sqft
$107 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95830, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 294 (100%) |
| Owner Occupied HU | 212 (72.1%) |
| Renter Occupied HU | 56 (19.0%) |
| Vacant Housing Units | 26 ( 8.8%) |
| Median Home Value | $906,863 |
| Average Home Value | $971,509 |
Housing Distribution
Address Breakdown
Residential
274
Single Family
274
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
4 Acres lot
$N/A/sqft
$107 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95830, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 294 (100%) |
| Owner Occupied HU | 212 (72.1%) |
| Renter Occupied HU | 56 (19.0%) |
| Vacant Housing Units | 26 ( 8.8%) |
| Median Home Value | $906,863 |
| Average Home Value | $971,509 |
Housing Distribution
Address Breakdown
Residential
274
Single Family
274
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices