105 Texas Agate Dr UNIT 4KyleTX78640
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Kyle rental at 105 Texas Agate Dr UNIT 4, Kyle, TX, 78640 sits in the solid-income band: 11.1% gross yield, $2,230/mo rent, $389/mo net after the $1,084/mo debt service, DSCR 2.06. Entry price of $240,990 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $66,581 and $2,220/yr in principal reduction bring total cumulative return to $117,931.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $389 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,230 |
| Total Monthly Debt Service | $1,745 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
3,049 sqft lot
$N/A/sqft
$127 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
3,049 sqft lot
$N/A/sqft
$127 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices