105 Study CtLadsonSC29456
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Ladson rental at 105 Study Ct, Ladson, SC, 29456 sits in the solid-income band: 8.51% gross yield, $2,731/mo rent, $439/mo net after the $1,731/mo debt service, DSCR 1.58. Entry price of $385,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $106,368 and $3,546/yr in principal reduction bring total cumulative return to $173,896.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $439 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,731 |
| Total Monthly Debt Service | $2,139 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29456, Ladson, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,007 (100%) |
| Owner Occupied HU | 10,255 (60.3%) |
| Renter Occupied HU | 5,820 (34.2%) |
| Vacant Housing Units | 932 ( 5.5%) |
| Median Home Value | $290,291 |
| Average Home Value | $337,511 |
Housing Distribution
Address Breakdown
Residential
16,665
Single Family
14,710
Multi-Family
1,955
Businesses
800
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29456, Ladson, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,007 (100%) |
| Owner Occupied HU | 10,255 (60.3%) |
| Renter Occupied HU | 5,820 (34.2%) |
| Vacant Housing Units | 932 ( 5.5%) |
| Median Home Value | $290,291 |
| Average Home Value | $337,511 |
Housing Distribution
Address Breakdown
Residential
16,665
Single Family
14,710
Multi-Family
1,955
Businesses
800
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CTMLS
Mls ID: #26009263