105 Rose CirHelenaAR72342
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow105 Rose Cir, Helena, AR, 72342 in Helena earns its strong cash-flow label: 10.66% yield, $2,744/mo rent, $887/mo net income, DSCR 1.98. The $309,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $85,371 by year five. Combined with $2,846/yr in principal paydown, total projected return reaches $173,996.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 8.0% |
| Monthly Cash Flow | $887 | $300 |
City averages based on Helena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,744 |
| Total Monthly Debt Service | $1,735 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72342, Helena, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,267 (100%) |
| Owner Occupied HU | 876 (38.6%) |
| Renter Occupied HU | 773 (34.1%) |
| Vacant Housing Units | 618 (27.3%) |
| Median Home Value | $137,019 |
| Average Home Value | $215,158 |
Housing Distribution
Address Breakdown
Residential
1,985
Single Family
1,906
Multi-Family
79
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72342, Helena, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,267 (100%) |
| Owner Occupied HU | 876 (38.6%) |
| Renter Occupied HU | 773 (34.1%) |
| Vacant Housing Units | 618 (27.3%) |
| Median Home Value | $137,019 |
| Average Home Value | $215,158 |
Housing Distribution
Address Breakdown
Residential
1,985
Single Family
1,906
Multi-Family
79
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices