105 Ridgefield DrDandridgeTN37725
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Dandridge rental at 105 Ridgefield Dr, Dandridge, TN, 37725 sits in the solid-income band: 8.76% gross yield, $3,247/mo rent, $583/mo net after the $2,001/mo debt service, DSCR 1.62. Entry price of $445,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $122,945 and $4,098/yr in principal reduction bring total cumulative return to $205,910.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $583 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,247 |
| Total Monthly Debt Service | $2,487 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37725, Dandridge, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,712 (100%) |
| Owner Occupied HU | 6,754 (69.5%) |
| Renter Occupied HU | 1,452 (15.0%) |
| Vacant Housing Units | 1,506 (15.5%) |
| Median Home Value | $305,950 |
| Average Home Value | $375,465 |
Housing Distribution
Address Breakdown
Residential
8,548
Single Family
8,501
Multi-Family
47
Businesses
514
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37725, Dandridge, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,712 (100%) |
| Owner Occupied HU | 6,754 (69.5%) |
| Renter Occupied HU | 1,452 (15.0%) |
| Vacant Housing Units | 1,506 (15.5%) |
| Median Home Value | $305,950 |
| Average Home Value | $375,465 |
Housing Distribution
Address Breakdown
Residential
8,548
Single Family
8,501
Multi-Family
47
Businesses
514
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices