








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Spencer at 105 Jackson St, Spencer, OH, 44275 generates $1,625/mo in rent and, after a $905/mo payment, leaves $409/mo in cash flow. Total monthly income is $1,625/mo, and annual cash flow is $4,903/yr on $61,328 invested. Return on cash invested sits at 27.9% in year one, and rental yield is 10.54% on a $185,000 entry. Equity gained on principal adds $1,194/yr, while 5% annual appreciation builds toward $51,112 over five years. Five-year ROI reaches 146.27% and total cumulative return in cash sums $89,703. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,625/mo property income rather than buyer’s personal income.
Single Family
Built in 1900
7,540 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 44275, Spencer, OH area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,322 (100%) |
| Owner Occupied HU | 1,090 (82.5%) |
| Renter Occupied HU | 169 (12.8%) |
| Vacant Housing Units | 63 ( 4.8%) |
| Median Home Value | $335,841 |
| Average Home Value | $413,530 |
Residential
1,216
Single Family
1,183
Multi-Family
33
Businesses
63
Date | Event | Price |
|---|---|---|
| 2025-08-25 | Sold | $185,000 |
| 2025-07-29 | Pending sale | $185,000 |
| 2025-07-17 | Listed for sale | $185,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-10-20 | $1030.66 | 1.62% | $31,260 | N/A |
| 2023-10-20 | $1014.26 | -3.95% | $31,260 | N/A |
| 2022-10-20 | $1056.02 | 12.65% | $31,260 | 9.99% |



Listed by: Paul P Emerson • The Emerson Group, LLC
Mls Name: MLS Now
Mls Provider:
Mls ID: #5139378
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