105 Hamilton River RdDe Kalb JunctionNY13630
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 105 Hamilton River Rd, De Kalb Junction, NY, 13630 in De Kalb Junction is capital appreciation. Rental yield 0%. The 0% gross yield at $187,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $51,665 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.00) without U.S. credit history; structure with a larger down payment to optimise coverage.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 2001
1.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13630, De Kalb Junction, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 586 (100%) |
| Owner Occupied HU | 421 (71.8%) |
| Renter Occupied HU | 101 (17.2%) |
| Vacant Housing Units | 64 (10.9%) |
| Median Home Value | $141,447 |
| Average Home Value | $182,904 |
Housing Distribution
Address Breakdown
Residential
439
Single Family
425
Multi-Family
14
Businesses
17
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
1.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13630, De Kalb Junction, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 586 (100%) |
| Owner Occupied HU | 421 (71.8%) |
| Renter Occupied HU | 101 (17.2%) |
| Vacant Housing Units | 64 (10.9%) |
| Median Home Value | $141,447 |
| Average Home Value | $182,904 |
Housing Distribution
Address Breakdown
Residential
439
Single Family
425
Multi-Family
14
Businesses
17
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices