105 E Decker StreetJohnstownNY12095








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Johnstown at 105 E Decker Street, Johnstown, NY, 12095 at $109,900 posts ROI 110.49% with $2,750/mo cash flow from $3,484/mo rent. Total monthly income equals $3,484/mo, and annual cash flow records $33,000/yr on $36,432 to close. Return on cash invested measures 110.49% and rental yield reads 38.04% at the current $109,900. Equity gained on principal adds $709/yr, and 5% annual appreciation supports $30,363 by year five. Five-year ROI prints 589.37% and total cumulative return in cash totals $214,720.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $3,484/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1934
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12095, Johnstown, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,711 (100%) |
| Owner Occupied HU | 3,212 (56.2%) |
| Renter Occupied HU | 1,758 (30.8%) |
| Vacant Housing Units | 741 (13.0%) |
| Median Home Value | $168,736 |
| Average Home Value | $238,176 |
Housing Distribution
Address Breakdown
Residential
5,156
Single Family
4,910
Multi-Family
246
Businesses
510
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Listed by: Thomas R Trevett • Trevett Group LLC
Mls Name: Global MLS
Mls Provider:
Mls ID: #202420183
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Judy Moriarty, Zillow, Inc., Corp. Broker








