105 Belle LnTallulahLA71282
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 105 Belle Ln, Tallulah, LA, 71282 in Tallulah. At $275,000 it earns $1,918/mo in rent and distributes $215/mo to the owner after the $1,237/mo payment, a consistent 8.37% yield. DSCR 1.55 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $75,977 in value; $2,533/yr in principal paydown compounds ownership stake. Total projected return: $118,095.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.0% |
| Monthly Cash Flow | $215 | $500 |
City averages based on Tallulah market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,918 |
| Total Monthly Debt Service | $1,594 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71282, Tallulah, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,096 (100%) |
| Owner Occupied HU | 1,956 (47.8%) |
| Renter Occupied HU | 1,490 (36.4%) |
| Vacant Housing Units | 650 (15.9%) |
| Median Home Value | $114,716 |
| Average Home Value | $173,478 |
Housing Distribution
Address Breakdown
Residential
3,598
Single Family
3,484
Multi-Family
114
Businesses
334
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71282, Tallulah, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,096 (100%) |
| Owner Occupied HU | 1,956 (47.8%) |
| Renter Occupied HU | 1,490 (36.4%) |
| Vacant Housing Units | 650 (15.9%) |
| Median Home Value | $114,716 |
| Average Home Value | $173,478 |
Housing Distribution
Address Breakdown
Residential
3,598
Single Family
3,484
Multi-Family
114
Businesses
334
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices