105 Baldwin AvenuePoint LookoutNY11569
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 105 Baldwin Avenue, Point Lookout, NY, 11569 in Point Lookout speaks for itself: 11.89% gross on a $999,000 price, generating $9,900/mo in rent and $3,229/mo in net income after the $4,492/mo debt service. DSCR 2.20, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $38,746 stacks alongside $276,005 in projected five-year appreciation and $9,201/yr in principal reduction. Projected total cumulative return: $588,722.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $3,229 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $9,900 |
| Total Monthly Debt Service | $6,274 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1932
2,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11569, Point Lookout, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,102 (100%) |
| Owner Occupied HU | 727 (66.0%) |
| Renter Occupied HU | 177 (16.1%) |
| Vacant Housing Units | 198 (18.0%) |
| Median Home Value | $934,315 |
| Average Home Value | $1,044,072 |
Housing Distribution
Address Breakdown
Residential
125
Single Family
125
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1932
2,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11569, Point Lookout, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,102 (100%) |
| Owner Occupied HU | 727 (66.0%) |
| Renter Occupied HU | 177 (16.1%) |
| Vacant Housing Units | 198 (18.0%) |
| Median Home Value | $934,315 |
| Average Home Value | $1,044,072 |
Housing Distribution
Address Breakdown
Residential
125
Single Family
125
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul A. Gomez • Point Realty
Mls Name: OneKey MLS
Mls ID: #964049