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Price: $300K - 500K
Monthly Cash Flow: $1 - $3k+
Home Type: Single Family
Get DSCR Mortgage Rate Quote
$599,000
3 bds2 ba1972sqft
1048 County Route 20OswegoNY13126
1.26%
Gross Yield
-0.46%
ROI
$630/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
For Sale
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NMLS #2625701
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Investment Highlights
Total monthly income runs $630/mo, and a $2,932/mo payment. Purchase price stands at $599,000, and rental yield measures 1.26% with $630/mo rent. Return on cash invested shows -0.46% in year one, and 5% annual appreciation builds toward $165,493 over five years. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $630/mo property income covering a $2,932/mo payment rather than investor’s personal income.
Single Family
Built in 1986
12.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13126, Oswego, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,808 (100%) |
| Owner Occupied HU | 8,551 (54.1%) |
| Renter Occupied HU | 5,074 (32.1%) |
| Vacant Housing Units | 2,183 (13.8%) |
| Median Home Value | $163,728 |
| Average Home Value | $188,660 |
Housing Distribution
Address Breakdown
Residential
14,303
Single Family
13,177
Multi-Family
1,126
Businesses
866
Nearby investment properties with comparable rents
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Powered by
Ziffy Mortgage
NMLS #2625701
Get Pre-Approved