2 Miller StOswegoNY13126
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Oswego at 2 Miller St, Oswego, NY, 13126 offers a 2.91% rental yield on a $260,000 purchase with $630/mo rent. 5% in year one. Equity gained on principal adds $1,678/yr while 5% annual appreciation supports $71,833 over five years. Portfolio math shows five-year ROI at 20.89% and total cumulative return in cash at $18,005. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $630/mo property income against a $1,273/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1985
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13126, Oswego, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,808 (100%) |
| Owner Occupied HU | 8,551 (54.1%) |
| Renter Occupied HU | 5,074 (32.1%) |
| Vacant Housing Units | 2,183 (13.8%) |
| Median Home Value | $163,728 |
| Average Home Value | $188,660 |
Housing Distribution
Address Breakdown
Residential
14,303
Single Family
13,177
Multi-Family
1,126
Businesses
866
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