1045 W Clark StBartlettTX76511
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1045 W Clark St, Bartlett, TX, 76511 in Bartlett speaks for itself: 12.6% gross on a $194,800 price, generating $2,045/mo in rent and $660/mo in net income after the $876/mo debt service. DSCR 2.33, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,915 stacks alongside $53,820 in projected five-year appreciation and $1,794/yr in principal reduction. Projected total cumulative return: $117,151.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.2% |
| Monthly Cash Flow | $660 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,045 |
| Total Monthly Debt Service | $1,308 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76511, Bartlett, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 972 (100%) |
| Owner Occupied HU | 701 (72.1%) |
| Renter Occupied HU | 162 (16.7%) |
| Vacant Housing Units | 109 (11.2%) |
| Median Home Value | $332,540 |
| Average Home Value | $429,768 |
Housing Distribution
Address Breakdown
Residential
754
Single Family
738
Multi-Family
16
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76511, Bartlett, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 972 (100%) |
| Owner Occupied HU | 701 (72.1%) |
| Renter Occupied HU | 162 (16.7%) |
| Vacant Housing Units | 109 (11.2%) |
| Median Home Value | $332,540 |
| Average Home Value | $429,768 |
Housing Distribution
Address Breakdown
Residential
754
Single Family
738
Multi-Family
16
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices