1045 Miel StMantecaCA95337
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1045 Miel St, Manteca, CA, 95337 in Manteca: $6,697/mo in rent, $1,145/mo in net income, 9.25% gross yield, 1.71 DSCR, all at $869,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $240,089 in appreciation and $8,004/yr in principal paydown projects total cumulative return of $403,941.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.5% |
| Monthly Cash Flow | $1,145 | $200 |
City averages based on Manteca market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,697 |
| Total Monthly Debt Service | $5,206 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95337, Manteca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,927 (100%) |
| Owner Occupied HU | 11,681 (69.0%) |
| Renter Occupied HU | 4,673 (27.6%) |
| Vacant Housing Units | 573 ( 3.4%) |
| Median Home Value | $642,143 |
| Average Home Value | $667,609 |
Housing Distribution
Address Breakdown
Residential
16,162
Single Family
14,414
Multi-Family
1,748
Businesses
628
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95337, Manteca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,927 (100%) |
| Owner Occupied HU | 11,681 (69.0%) |
| Renter Occupied HU | 4,673 (27.6%) |
| Vacant Housing Units | 573 ( 3.4%) |
| Median Home Value | $642,143 |
| Average Home Value | $667,609 |
Housing Distribution
Address Breakdown
Residential
16,162
Single Family
14,414
Multi-Family
1,748
Businesses
628
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices