10431 Pine LnSaint JohnIN46373
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow10431 Pine Ln, Saint John, IN, 46373 in Saint John earns its strong cash-flow label: 11.36% yield, $5,207/mo rent, $1,825/mo net income, DSCR 2.11. The $550,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $151,955 by year five. Combined with $5,066/yr in principal paydown, total projected return reaches $325,950.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.0% |
| Monthly Cash Flow | $1,825 | $300 |
City averages based on Saint John market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,207 |
| Total Monthly Debt Service | $3,163 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
0.28 Acres lot
$N/A/sqft
$440 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
0.28 Acres lot
$N/A/sqft
$440 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Roman Sawczak • HomeSmart Legacy
Mls Name: NIRA
Mls Provider:
Mls ID: #823725
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