1042 Bare Oak AveDinubaCA93618
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1042 Bare Oak Ave, Dinuba, CA, 93618 in Dinuba is a top-tier cash-flow asset. At $372,360 it produces $3,732/mo in rent and $1,429/mo in net monthly income, a 12.03% gross rental yield. The DSCR of 2.23 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $17,142. Five-year appreciation adds $102,876, driving a total cumulative return of $233,201.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 7.0% |
| Monthly Cash Flow | $1,429 | $1,200 |
City averages based on Dinuba market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,732 |
| Total Monthly Debt Service | $2,155 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93618, Dinuba, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,214 (100%) |
| Owner Occupied HU | 4,987 (54.1%) |
| Renter Occupied HU | 3,874 (42.0%) |
| Vacant Housing Units | 353 ( 3.8%) |
| Median Home Value | $329,400 |
| Average Home Value | $378,255 |
Housing Distribution
Address Breakdown
Residential
8,988
Single Family
8,081
Multi-Family
907
Businesses
579
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93618, Dinuba, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,214 (100%) |
| Owner Occupied HU | 4,987 (54.1%) |
| Renter Occupied HU | 3,874 (42.0%) |
| Vacant Housing Units | 353 ( 3.8%) |
| Median Home Value | $329,400 |
| Average Home Value | $378,255 |
Housing Distribution
Address Breakdown
Residential
8,988
Single Family
8,081
Multi-Family
907
Businesses
579
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices