10401 Via PalmaMontclairCA91763
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 10401 Via Palma, Montclair, CA, 91763 in Montclair deserves attention. This $655,000 property earns $5,782/mo in rent, a 10.59% gross yield, and nets $1,550/mo after the $2,945/mo payment. DSCR 1.96 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $180,964 compounds alongside $6,033/yr in yearly equity build, for a total cumulative return of $348,897.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.2% |
| Monthly Cash Flow | $1,550 | $300 |
City averages based on Montclair market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,782 |
| Total Monthly Debt Service | $3,971 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
1,860 sqft lot
$N/A/sqft
$180 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91763, Montclair, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,121 (100%) |
| Owner Occupied HU | 5,819 (52.3%) |
| Renter Occupied HU | 5,037 (45.3%) |
| Vacant Housing Units | 265 ( 2.4%) |
| Median Home Value | $583,784 |
| Average Home Value | $577,794 |
Housing Distribution
Address Breakdown
Residential
10,885
Single Family
9,746
Multi-Family
1,139
Businesses
1,740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
1,860 sqft lot
$N/A/sqft
$180 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91763, Montclair, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,121 (100%) |
| Owner Occupied HU | 5,819 (52.3%) |
| Renter Occupied HU | 5,037 (45.3%) |
| Vacant Housing Units | 265 ( 2.4%) |
| Median Home Value | $583,784 |
| Average Home Value | $577,794 |
Housing Distribution
Address Breakdown
Residential
10,885
Single Family
9,746
Multi-Family
1,139
Businesses
1,740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices