1040 W Magnolia LoopMadisonGA30650
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1040 W Magnolia Loop, Madison, GA, 30650 in Madison speaks for itself: 15.68% gross on a $540,000 price, generating $7,056/mo in rent and $3,684/mo in net income after the $2,428/mo debt service. DSCR 2.91, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $44,214 stacks alongside $149,192 in projected five-year appreciation and $4,973/yr in principal reduction. Projected total cumulative return: $442,018.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.7% | 6.0% |
| Monthly Cash Flow | $3,684 | $300 |
City averages based on Madison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,056 |
| Total Monthly Debt Service | $3,157 |
| DSCR Ratio | 2.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.51 Acres lot
$N/A/sqft
$1,020 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30650, Madison, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,124 (100%) |
| Owner Occupied HU | 4,161 (67.9%) |
| Renter Occupied HU | 1,430 (23.4%) |
| Vacant Housing Units | 533 ( 8.7%) |
| Median Home Value | $391,319 |
| Average Home Value | $449,776 |
Housing Distribution
Address Breakdown
Residential
5,816
Single Family
5,816
Multi-Family
0
Businesses
812
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.51 Acres lot
$N/A/sqft
$1,020 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30650, Madison, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,124 (100%) |
| Owner Occupied HU | 4,161 (67.9%) |
| Renter Occupied HU | 1,430 (23.4%) |
| Vacant Housing Units | 533 ( 8.7%) |
| Median Home Value | $391,319 |
| Average Home Value | $449,776 |
Housing Distribution
Address Breakdown
Residential
5,816
Single Family
5,816
Multi-Family
0
Businesses
812
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices