104 W Chestnut StDicksonTN37055
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 104 W Chestnut St, Dickson, TN, 37055 in Dickson earns a 9.03% gross yield at $279,000. Rent of $2,100/mo nets $430/mo after the $1,255/mo mortgage. The 1.67 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $77,083 and $2,570/yr in equity accumulation project a total cumulative return of $133,220.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $430 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,100 |
| Total Monthly Debt Service | $1,559 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1939
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37055, Dickson, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,107 (100%) |
| Owner Occupied HU | 8,594 (65.6%) |
| Renter Occupied HU | 3,753 (28.6%) |
| Vacant Housing Units | 760 ( 5.8%) |
| Median Home Value | $298,167 |
| Average Home Value | $338,668 |
Housing Distribution
Address Breakdown
Residential
12,447
Single Family
11,792
Multi-Family
655
Businesses
1,053
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1939
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37055, Dickson, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,107 (100%) |
| Owner Occupied HU | 8,594 (65.6%) |
| Renter Occupied HU | 3,753 (28.6%) |
| Vacant Housing Units | 760 ( 5.8%) |
| Median Home Value | $298,167 |
| Average Home Value | $338,668 |
Housing Distribution
Address Breakdown
Residential
12,447
Single Family
11,792
Multi-Family
655
Businesses
1,053
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices