104 Sharon DrSitkaAK99835
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 104 Sharon Dr, Sitka, AK, 99835 in Sitka earns a 7.73% gross yield at $814,500. Rent of $5,244/mo nets $280/mo after the $3,663/mo mortgage. The 1.43 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $225,031 and $7,502/yr in equity accumulation project a total cumulative return of $326,525.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $280 | $350 |
City averages based on Sitka market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,244 |
| Total Monthly Debt Service | $4,640 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99835, Sitka, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,270 (100%) |
| Owner Occupied HU | 2,087 (48.9%) |
| Renter Occupied HU | 1,295 (30.3%) |
| Vacant Housing Units | 888 (20.8%) |
| Median Home Value | $467,145 |
| Average Home Value | $506,513 |
Housing Distribution
Address Breakdown
Residential
2,852
Single Family
2,805
Multi-Family
47
Businesses
567
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99835, Sitka, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,270 (100%) |
| Owner Occupied HU | 2,087 (48.9%) |
| Renter Occupied HU | 1,295 (30.3%) |
| Vacant Housing Units | 888 (20.8%) |
| Median Home Value | $467,145 |
| Average Home Value | $506,513 |
Housing Distribution
Address Breakdown
Residential
2,852
Single Family
2,805
Multi-Family
47
Businesses
567
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices