104 S Fraley StKanePA16735
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 104 S Fraley St, Kane, PA, 16735 in Kane deserves attention. This $162,500 property earns $1,939/mo in rent, a 14.32% gross yield, and nets $830/mo after the $731/mo payment. DSCR 2.65 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $44,896 compounds alongside $1,497/yr in yearly equity build, for a total cumulative return of $115,497.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.3% | 6.2% |
| Monthly Cash Flow | $830 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,939 |
| Total Monthly Debt Service | $1,044 |
| DSCR Ratio | 1.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1935
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16735, Kane, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,574 (100%) |
| Owner Occupied HU | 2,157 (60.4%) |
| Renter Occupied HU | 692 (19.4%) |
| Vacant Housing Units | 725 (20.3%) |
| Median Home Value | $91,036 |
| Average Home Value | $127,063 |
Housing Distribution
Address Breakdown
Residential
2,680
Single Family
2,477
Multi-Family
203
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16735, Kane, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,574 (100%) |
| Owner Occupied HU | 2,157 (60.4%) |
| Renter Occupied HU | 692 (19.4%) |
| Vacant Housing Units | 725 (20.3%) |
| Median Home Value | $91,036 |
| Average Home Value | $127,063 |
Housing Distribution
Address Breakdown
Residential
2,680
Single Family
2,477
Multi-Family
203
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices