104 Pearl St, Lock Haven, PA, 17745 | $484/mo Cash Flow

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lock Haven at 104 Pearl St, Lock Haven, PA, 17745 offers $1,824/mo rent that, after a $1,001/mo payment, leaves $484/mo cash flow. Total monthly income is $1,824/mo, and annual cash flow is $5,806/yr on $67,792 cash. Return on cash invested measures 28.47% in year one, and rental yield stands at 10.7% at a $204,500 entry. Equity gained on principal adds $1,320/yr while 5% annual appreciation compounds into $56,500 by year five. Five-year ROI records 149.25% and total cumulative return in cash reaches $101,177. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,824/mo property income versus a $1,001/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1940

7,405 sqft lot

$N/A/sqft

No HOA