104 Faith WayBrandonMS39042
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 104 Faith Way, Brandon, MS, 39042 in Brandon. Priced at $395,500, it generates $3,246/mo in gross rent and $626/mo in net monthly cash flow, a 10.06% yield that comfortably supports the 1.83 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,511. Five-year appreciation: $109,269. Equity from principal paydown: $3,643/yr. Total projected cumulative return: $186,776.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 5.1% |
| Monthly Cash Flow | $626 | $325 |
City averages based on Brandon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,246 |
| Total Monthly Debt Service | $2,533 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.35 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.35 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Detrice W Johnson • Keller Williams
Mls Name: MLS United
Mls ID: #4113789
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.