104 Diamond Cove TerSan FranciscoCA94134
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow104 Diamond Cove Ter, San Francisco, CA, 94134 in San Francisco is a top-tier cash-flow asset. At $506,500 it produces $5,644/mo in rent and $1,973/mo in net monthly income, a 13.37% gross rental yield. The DSCR of 2.48 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $23,670. Five-year appreciation adds $139,937, driving a total cumulative return of $321,325.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 4.5% |
| Monthly Cash Flow | $1,973 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,644 |
| Total Monthly Debt Service | $3,470 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2011
N/A lot
$N/A/sqft
$404 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94134, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,683 (100%) |
| Owner Occupied HU | 7,038 (55.5%) |
| Renter Occupied HU | 4,960 (39.1%) |
| Vacant Housing Units | 685 ( 5.4%) |
| Median Home Value | $1,098,467 |
| Average Home Value | $1,114,471 |
Housing Distribution
Address Breakdown
Residential
11,333
Single Family
9,869
Multi-Family
1,464
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2011
N/A lot
$N/A/sqft
$404 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94134, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,683 (100%) |
| Owner Occupied HU | 7,038 (55.5%) |
| Renter Occupied HU | 4,960 (39.1%) |
| Vacant Housing Units | 685 ( 5.4%) |
| Median Home Value | $1,098,467 |
| Average Home Value | $1,114,471 |
Housing Distribution
Address Breakdown
Residential
11,333
Single Family
9,869
Multi-Family
1,464
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A