104 Davis LnElizabethWV26143
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe income profile at 104 Davis Ln, Elizabeth, WV, 26143 in Elizabeth is straightforward: $344,000 in, $2,252/mo in rent, $262/mo out after debt service. The 7.86% gross yield and 1.46 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $95,041 by year five. With $3,168/yr in principal equity, the total cumulative return is projected at $146,693.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $262 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,252 |
| Total Monthly Debt Service | $1,854 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
3.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26143, Elizabeth, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,887 (100%) |
| Owner Occupied HU | 1,265 (67.0%) |
| Renter Occupied HU | 343 (18.2%) |
| Vacant Housing Units | 279 (14.8%) |
| Median Home Value | $141,728 |
| Average Home Value | $181,545 |
Housing Distribution
Address Breakdown
Residential
1,663
Single Family
1,663
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
3.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26143, Elizabeth, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,887 (100%) |
| Owner Occupied HU | 1,265 (67.0%) |
| Renter Occupied HU | 343 (18.2%) |
| Vacant Housing Units | 279 (14.8%) |
| Median Home Value | $141,728 |
| Average Home Value | $181,545 |
Housing Distribution
Address Breakdown
Residential
1,663
Single Family
1,663
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessica Lynn Jarrett • Century 21 Full Service Realty
Mls Name: KVBR
Mls Provider:
Mls ID: #278095
Disclaimer: Copyright Kanawha Valley Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.