1039 Dorset DrWaldorfMD20602
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1039 Dorset Dr, Waldorf, MD, 20602 in Waldorf: $3,037/mo in rent, $867/mo net, 10.72% gross yield, all on a $339,955 acquisition. The 1.99 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $93,923 in value, and $3,131/yr in principal paydown steadily builds equity. Projected total cumulative return: $188,312.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.5% |
| Monthly Cash Flow | $867 | $450 |
City averages based on Waldorf market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,037 |
| Total Monthly Debt Service | $1,979 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1979
3,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20602, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,183 (100%) |
| Owner Occupied HU | 7,497 (67.0%) |
| Renter Occupied HU | 3,296 (29.5%) |
| Vacant Housing Units | 390 ( 3.5%) |
| Median Home Value | $367,810 |
| Average Home Value | $402,566 |
Housing Distribution
Address Breakdown
Residential
10,789
Single Family
9,604
Multi-Family
1,185
Businesses
662
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1979
3,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20602, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,183 (100%) |
| Owner Occupied HU | 7,497 (67.0%) |
| Renter Occupied HU | 3,296 (29.5%) |
| Vacant Housing Units | 390 ( 3.5%) |
| Median Home Value | $367,810 |
| Average Home Value | $402,566 |
Housing Distribution
Address Breakdown
Residential
10,789
Single Family
9,604
Multi-Family
1,185
Businesses
662
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices