1038 Smith Rd, Afton, VA, 22920 | 5% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Afton at 1038 Smith Rd, Afton, VA, 22920 offers a 5% rental yield on a $495,000 purchase with $2,063/mo rent. 35% in year one. Equity gained on principal adds $3,194/yr while 5% annual appreciation supports $136,759 over five years. Portfolio math shows five-year ROI at 67.41% and total cumulative return in cash at $110,614. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,063/mo property income against a $2,423/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1978

2 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 22920, Afton, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,994 (100%)
Owner Occupied HU	1,405 (70.5%)
Renter Occupied HU	286 (14.3%)
Vacant Housing Units	303 (15.2%)
Median Home Value	$544,771
Average Home Value	$639,324