10370 N 156th AveWaddellAZ85355
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.65% yield at 10370 N 156th Ave, Waddell, AZ, 85355 in Waddell is solid, but the $2,053/mo payment compresses net cash flow to $100/mo at $456,490. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $126,120 by year five, and $4,204/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.42) without U.S. income documentation. Total projected return: $179,407.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $100 | $300 |
City averages based on Waddell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,910 |
| Total Monthly Debt Service | $2,629 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
7,162 sqft lot
$N/A/sqft
$112 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85355, Waddell, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,175 (100%) |
| Owner Occupied HU | 5,142 (83.3%) |
| Renter Occupied HU | 459 ( 7.4%) |
| Vacant Housing Units | 574 ( 9.3%) |
| Median Home Value | $498,874 |
| Average Home Value | $564,605 |
Housing Distribution
Address Breakdown
Residential
5,319
Single Family
1,660
Multi-Family
3,659
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
7,162 sqft lot
$N/A/sqft
$112 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85355, Waddell, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,175 (100%) |
| Owner Occupied HU | 5,142 (83.3%) |
| Renter Occupied HU | 459 ( 7.4%) |
| Vacant Housing Units | 574 ( 9.3%) |
| Median Home Value | $498,874 |
| Average Home Value | $564,605 |
Housing Distribution
Address Breakdown
Residential
5,319
Single Family
1,660
Multi-Family
3,659
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
