10354 Oakview Pointe TerGothaFL34734
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 10354 Oakview Pointe Ter, Gotha, FL, 34734 in Gotha at $949,000. Rental yield 6.39%. The 6.39% yield and 1.18 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $262,191 by year five, and $8,740/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $281,843.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.0% |
| Monthly Cash Flow | $(1,409) | $1,200 |
City averages based on Gotha market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,056 |
| Total Monthly Debt Service | $5,920 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34734, Gotha, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,356 (100%) |
| Owner Occupied HU | 858 (36.4%) |
| Renter Occupied HU | 1,311 (55.6%) |
| Vacant Housing Units | 187 ( 7.9%) |
| Median Home Value | $468,559 |
| Average Home Value | $612,640 |
Housing Distribution
Address Breakdown
Residential
1,504
Single Family
1,504
Multi-Family
0
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34734, Gotha, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,356 (100%) |
| Owner Occupied HU | 858 (36.4%) |
| Renter Occupied HU | 1,311 (55.6%) |
| Vacant Housing Units | 187 ( 7.9%) |
| Median Home Value | $468,559 |
| Average Home Value | $612,640 |
Housing Distribution
Address Breakdown
Residential
1,504
Single Family
1,504
Multi-Family
0
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices