10318 Rhody DriveChimacumWA98325
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 10318 Rhody Drive, Chimacum, WA, 98325 in Chimacum at $949,000. Rental yield 6.81%. The 6.81% yield and 1.26 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $262,191 by year five, and $8,740/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $338,507.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.2% |
| Monthly Cash Flow | $(320) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,384 |
| Total Monthly Debt Service | $5,327 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
7.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98325, Chimacum, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,040 (100%) |
| Owner Occupied HU | 746 (71.7%) |
| Renter Occupied HU | 174 (16.7%) |
| Vacant Housing Units | 120 (11.5%) |
| Median Home Value | $695,545 |
| Average Home Value | $809,615 |
Housing Distribution
Address Breakdown
Residential
558
Single Family
555
Multi-Family
3
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
7.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98325, Chimacum, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,040 (100%) |
| Owner Occupied HU | 746 (71.7%) |
| Renter Occupied HU | 174 (16.7%) |
| Vacant Housing Units | 120 (11.5%) |
| Median Home Value | $695,545 |
| Average Home Value | $809,615 |
Housing Distribution
Address Breakdown
Residential
558
Single Family
555
Multi-Family
3
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices