1031 Clyde Ave APT 303Santa ClaraCA95054
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1031 Clyde Ave APT 303, Santa Clara, CA, 95054 in Santa Clara: $6,725/mo in rent, $928/mo in net income, 9.96% gross yield, 1.85 DSCR, all at $810,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $223,788 in appreciation and $7,460/yr in principal paydown projects total cumulative return of $370,287.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.0% |
| Monthly Cash Flow | $928 | $1,500 |
City averages based on Santa Clara market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,725 |
| Total Monthly Debt Service | $5,474 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1979
3,049 sqft lot
$N/A/sqft
$505 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95054, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,287 (100%) |
| Owner Occupied HU | 3,328 (29.5%) |
| Renter Occupied HU | 6,704 (59.4%) |
| Vacant Housing Units | 1,255 (11.1%) |
| Median Home Value | $1,504,468 |
| Average Home Value | $1,509,850 |
Housing Distribution
Address Breakdown
Residential
10,679
Single Family
4,234
Multi-Family
6,445
Businesses
2,601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1979
3,049 sqft lot
$N/A/sqft
$505 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95054, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,287 (100%) |
| Owner Occupied HU | 3,328 (29.5%) |
| Renter Occupied HU | 6,704 (59.4%) |
| Vacant Housing Units | 1,255 (11.1%) |
| Median Home Value | $1,504,468 |
| Average Home Value | $1,509,850 |
Housing Distribution
Address Breakdown
Residential
10,679
Single Family
4,234
Multi-Family
6,445
Businesses
2,601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices